When a reader buys a book with a small smiley or flower sticker inside, the bookshop quietly routes a tiny portion of the price, for example 0.42 or 0.42 units of currency, into a **flower bank** connected to a school. Each of these tiny contributions is imagined as a new bud on the school’s rosebush. One book, one bud. Many books, many buds. Over time, as more readers choose books with flower stickers, a whole bush of financial flowers grows. This is **Stage One** of the exchange. - Stage One is passive. Readers do not need to do anything except choose a book and accept the little flower. - The money gathers in the school’s flower bank, but it is not yet released. - The bush is full of buds, but they have not opened.